Looking for an expert ear?

From quick questions to full financial planning, you can find an expert financial adviser for your needs, right here on The Advice Platform. Read about how advice works, and search for a quality advisor today.

Find an Advisor

Your needs first

Why good advice and what to look for

Choosing the right adviser for your needs

Protecting your financial life. Buying your first home, or the next one. Growing your wealth over time. Whatever your unique needs are – let us help you find the right expert for your journey.

What to expect from quality advice

Quality advice is about more than just numbers. It;s about seeing the bigger picture: where you are now, where you;d like to be, and how to get you there. One step at a time, with confidence.

Making the most of the advice process

From the initial meeting through to building a plan and tracking your progress – your adviser is always there to answer your questions and provide solutions. The key thing is to ask.

How advisers are regulated

Financial advisers are qualified and regulated by the Financial Markets Authority. This means they are legally required to exercise care, diligence, and skill, keeping client outcomes front and centre.

Find an adviser

Browse quality adviser profiles from across New Zealand

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About us

The Advice Platform Team

The Advice Platform and related site “The Retirement Platform” have been created by 3 qualified and licensed financial advisers with many years of experience. To put it simply, we’re enthusiastic proponents of sharing knowledge and expertise – as widely as we can – to help more New Zealanders achieve their retirement aspirations. When it comes down to it – it’s about helping you secure financial freedom, security and choice in your post-work life.
We created this platform to put you in the driver’s seat when it comes to managing your money and seeking advice.
In a nutshell,  we want to ensure that you can access quality, considered information and advice to support your financial and retirement planning goals.

David Yates

Miles Flower

John Coltman

David Yates

FSP No. 667151

David has over 30 years’ experience in IT and financial services around the world including almost 20 years in the financial advice sector in New Zealand.  David is responsible for creating the web infrastructure that underpin our platforms.

His broad experience in the financial advisory space includes working both as a practitioner and providing advice and IT and investment consulting services to the advice sector in New Zealand.

David’s considerable experience is supported by strong academic credentials including an MBA and a graduate diploma in Personal Financial Planning.

Miles Flower

FSP Number. 5281

Working in the industry since the 1980’s, Miles has experienced three financial crashes and understands the need for patience and a balanced and unbiased view to assist clients to not become too anxious or panic and sell assets at the wrong time.

As one of a small number of people in New Zealand with both CLU (Chartered Life Underwriter) and CFP (Certified Financial Planner) qualifications, and a MBA Miles has the the foundation of knowledge to offer quality advice.

John Coltman

FSP Number. 2221

Based in Wellington, John specialises in cashflow planning and risk management for families and businesses throughout New Zealand.

A qualified financial adviser, John has been providing financial planning and advice to clients for over 20 years.

A passionate advocate for lifetime cashflow planning as a framework for developing financial and risk management plans, his influence extends to the services on the retirement platform; the planolitix tool available to all of our users is founded on the cashflow planning principles John uses in his day to day advice practice.

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Faqs

Have a question or two?

How are advisers remunerated?

What qualifications do Advisers have?

What are the benefits of advice?

What does it cost to get financial advice?

How do I select an adviser for my needs?

Advisers are typically remunerated in one or more of the following ways:

  • through fees paid directly by the client,
  • commissions paid by product providers, or
  • as an investment service fee typically charged against funds you have invested on the adviser platform.

Your adviser should provide you with details of their remuneration arrangements prior to undertaking any work for you.

There are various qualifications available to financial advisers but the minimum standard is a Level 5 Certificate in financial services which must be endorsed in the specialist areas in which the adviser is licensed to give advice (Lending, Risk and Investments). In addition, an adviser must be licensed by the Financial Markets Authority.

Some of the benefits of advice include:
Accountability. An adviser can help you follow through on financial commitments
Objectivity. An adviser will help bring insight from the outside to help you avoid emotionally driven decisions in important money matters
Proactivity. An adviser can work with you to anticipate your life transitions and to be financially prepared for them.
Education. An adviser will explore what specific knowledge will be needed to succeed in your situation.
Partnership. Advisers will work in concert with you, not just for you.
Empowerment. An adviser will help you feel empowered to make and implement robust financial decisions based on informed, objective analysis and assessment of the options.
Source: Kitces.com

The cost of financial advice very much depends on the nature of the advice being sought and the outcomes in terms of financial products which the adviser is engaged to implement.

Your adviser will provide details of the costs prior to undertaking any work. For advisers engaged through the advice platform, the first hour of advice is complimentary. If that first hour identifies more complex or compreheisvie advice needs, your adviser will provide details of remuneration arrangements.

The advisers on The Advice Platform are verified, qualified financial advice professionals who are competent to give advice in their respective area(s) of expertise. We recommend the following steps:

1. Confirm what type of advice you need and prepare a shortlist of advisers who specialise in these areas.

2. Visit the adviser website, check their credentials on LinkedIn, check and client references that are publicly available.

3. Check their status on the NZ Financial Services Provider register (https://fspr.govt.nz)

4. Contact the adviser, explain your situation and determine how they work - this would include asking how they get paid for their work and assessing whether you would be comfortable working with them.

A few words from our clients

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Get in touch

Have a question or like to talk? LiveChat, send us a message, or give us a call. We welcome you to get in touch.